IBAS Payment

Product Features

Modern banking built for automation, global reach, and sustainable performance

IBAS Payments delivers next-generation banking systems that power domestic, cross-border, and instant payments. Designed for complex, high-volume operations, it helps financial institutions simplify workflows, boost efficiency, and accelerate digital transformation.

IBAS Payments provides a complete solution for processing domestic, cross-border, and real-time transactions with full transparency, regulatory compliance, and seamless integration.

Built for automation and scale, it supports SEPA, SWIFT gpi, Direct Debits, and Instant Payments with 24/7 readiness. Through secure APIs, banks can connect core systems, portals, and apps to deliver embedded payment experiences that combine resilience, speed, and control.

Simplify complex banking

Unify all payment types in one system. IBAS Payments brings mass, instant, SEPA and cross-border flows together to reduce fragmentation.

Automate with confidence

Route payments using rule-based automation to validate, sanction-check and settle, delivering full STP with real-time control.

Customise without limits

Configure payment flows, limits, alerts and partner rules through upgrade-safe settings, with no coding required.

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Our Awards

Industry awards recognise United Fintech’s focus on innovation, collaboration, and technology for the financial industry.

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Use Case

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TESTIMONIAL
Portfolio management
Pre/post trade
compliance
Order & execution management
Detailed risk & performance
Full life-cycle management
Client 
reporting
Open
architecture
Fund & investor accounting

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Key Capabilities

Payment Core

The central engine for every payment flow, domestic, cross-border, SEPA, and instant.

Compliance & Sanctions

Real-time screening and jurisdiction-specific rules for AML and sanctions enforcement.

Instant Payments

24/7 transaction processing with real-time confirmation and liquidity monitoring.

Mass Payments

Automated processing of high-volume corporate and batch transactions with control and traceability.

REST & Open APIs

Secure connectivity to external platforms, portals, and fintechs for embedded payments.

Monitoring & Dashboards

Consolidated, real-time oversight of transaction flows, exceptions, and SLAs.

Legal Documentation

Access links to legal documents and regulatory information supporting CBA Payments deployments and service standards.

SWIFT-Certified Payments

Secure, standardised, and compliant global payment processing.

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Built on standards. Backed by proof.

.Our certifications confirm independently assessed controls and alignment with recognised industry frameworks.

Data-driven excellence

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We turn bold ideas into measurable results. By combining insight, execution, and technology, we deliver solutions that make transformation not just achievable, but repeatable.