Commercial Banking

Transforming banking operations with smarter, faster digital innovation

United Fintech delivers products that powers the evolution of banking. Our solutions enhance payments and credit processes, automate onboarding and risk workflows, and optimise working capital driving greater speed, more transparency, and efficiency across financial institutions worldwide.

CBA

Next-generation banking engineered for automation and global scale

CBA’s IBAS platform delivers a modern, resilient foundation for payments, trade finance, and other banking services. Purpose-built for international operations and demanding regulatory environments, IBAS combines deep automation, intuitive user experience, and high-performance. The result: streamlined operations, greater efficiency, and significantly lower total cost of ownership for financial institutions.

IBAS

IBAS Payment

IBAS Trade Finance

Trade Ledger

Digital lending built for the modern economy

Trade Ledger transforms business lending through intelligent automation. The Trade Ledger Platform enables financial institutions to digitise their entire credit lifecycle, from onboarding to portfolio management. Using open data, automation, and analytics, it helps lenders deliver faster, smarter, and more sustainable working-capital solutions for businesses around the world.

Onboarding & Origination

Onboarding & Registration

Financial Assessment

Risk Assessment

Loan & Facility Application

Deal Creation

Loan & Facility Structuring

Fulfilment & Document Management

Booking

Portfolio & Risk Management

Customer & Relationship Management

Facility Management

Collateral & Security Management

Risk Management

Loan Closure & Renewal

Data-driven excellence

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We turn bold ideas into measurable results. By combining insight, execution, and technology, we deliver solutions that make transformation not just achievable, but scalable.