Onboarding & Origination

Product Features

Digitise onboarding and origination with the Trade Ledger platform

Accelerate customer acquisition and credit origination with seamless digital onboarding. Trade Ledger automates  registration, data collection and financial analysis, giving lenders instant insight and faster credit decisions, from application to approval, within a single digital journey.

Onboarding and origination set the tone for every client relationship. Trade Ledger replaces slow, manual processes with intuitive digital workflows that connect directly to open-finance data, accounting systems, and CRM tools. Automated document capture, financial validation, and real-time risk scoring enable instant eligibility checks and faster approvals. By reducing friction and administrative overhead, lenders can focus on building stronger relationships and launching next-generation working-capital products.

Seamless digital onboarding

Accelerate compliant onboarding with automated data collection and seamless integrations that eliminate manual entry.

Faster time-to-yes

Make lending decisions in hours, not weeks. AI-driven workflows provide instant credit risk assessment and transparent results.

Transparent & compliant

Automate trust and oversight with built-in audit trails, identity verification, and rule-based compliance that meet global standards without slowing onboarding.

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Our Awards

Industry awards recognise United Fintech’s focus on innovation, collaboration, and technology for the financial industry.

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Use Case

Result:

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TESTIMONIAL

“Businesses need access to reliable, flexible finance now more than ever. Investing in and implementing the Trade Ledger Platform will allow us to make lending decisions faster and more efficiently, using real-time data drawn from a rich variety of sources, and powerful workflows.”

James Binns
Global Head of Trade and Working Capita
enD-to-end

Credit Management Platform

1Onboarding & Origination

Onboarding & Registration

Onboarding & Registration

Risk Assessment

Risk Assessment

Loan & facility Application

Loan & facility Application

2Deal Creation

Loan & Facility Structuring

Loan & Facility Structuring

Fulfilment & Document Management

Fulfilment & Document Management

Booking

Booking

3Portfolio & Risk Management

Customer & Relationship Management

Customer & Relationship Management

Facility Management

Facility Management

Collateral & Security Management

Collateral & Security Management

Risk Management

Risk Management

Loan Closure/Renewal

Loan Closure/Renewal

Portfolio management
Pre/post trade
compliance
Order & execution management
Detailed risk & performance
Full life-cycle management
Client 
reporting
Open
architecture
Fund & investor accounting

Digital lending built for the modern economy

Explore how these features work together to deliver faster, data-driven onboarding, enabling lenders to transform origination into a competitive advantage.

Onboarding & Registration

Simplify account opening and KYC with a fully digital journey.

Financial Assessment

Automate financial analysis for faster, more accurate credit decisions.

Risk Assessment

Enhance risk visibility with real-time data and AI models.

Loan & Facility Application

Digitise applications with straight-through processing.

Key Capabilities

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Built on standards. Backed by proof.

.Our certifications confirm independently assessed controls and alignment with recognised industry frameworks.

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Data-driven excellence

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We turn bold ideas into measurable results. By combining insight, execution, and technology, we deliver solutions that make transformation not just achievable, but repeatable.